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3 Hemphill Place

Suite 114

Malta, NY 12020

info@cswmgt.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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Securities offered through Purshe Kaplan Sterling Investments, member FINRA/SIPC, Headquartered at 80 State Street, Albany, NY, 12207.

Advisory services provided through PKS Advisory Services LLC, dba Capital Saratoga Wealth Management. PKSA is a SEC Registered Investment Advisory Firm headquartered at 80 State Street, Albany, NY 12207.

Fixed insurance products are available through PKS Financial Services, Inc.

Purshe Kaplan Sterling Investments and PKS Financial Services, Inc. are affiliated companies with PKS Advisory Services LLC.

Investments offered through PKS Advisory Services, LLC and its affiliated companies are:

NOT FDIC INSURED • NOT BANK GUARANTEED • MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPLE• NOT A DEPOSIT • NOT INSURED BY ANY FEDERAL OR STATE GOVERNMENT AGENCY.

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